Texas All Lines Adjuster Practice Test

What characterizes an intentional tort?

1. Acts that have unintentional consequences

2. Deliberate actions causing harm to another party

3. Accidental discharges leading to damages

4. Neglectful conduct causing issues

The correct answer is: Deliberate actions causing harm to another party

An intentional tort is characterized by deliberate actions taken by an individual that result in harm or injury to another party. This is a key distinction in tort law, where the intent behind the action differentiates an intentional tort from other types of torts, such as negligence. In cases of intentional torts, the individual intends to perform the act that causes the harm, which may involve actions such as assault, battery, or defamation. In contrast, other options describe scenarios that involve unintentional harm, which fall under different categories like negligence. Negligence occurs when harm is caused by failing to act with the care that a reasonably prudent person would exercise. Therefore, the essence of an intentional tort lies in the intention to cause harm, making the correct choice the one that reflects this understanding.