Texas All Lines Adjuster Practice Test

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What constitutes a Tort?

An agreement between two parties
Any civil wrongdoing that results in court action
Only intentional acts against others
A breach of contract case

The correct answer is: Any civil wrongdoing that results in court action

A tort is defined as any civil wrongdoing that causes harm or loss to another person and can lead to legal liability. This encompasses a wide range of actions that are not necessarily criminal but are deemed wrongs for which the injured party may seek compensation through the courts. The concept of a tort is broad and includes unintentional acts (such as negligence) as well as intentional acts (such as assault). The key aspect is that it results in a legal claim for damages, focusing on the harm caused to another rather than the nature of the act itself. Other options, while related to legal concepts, do not accurately define a tort. For instance, an agreement between two parties typically refers to contracts, not torts. Intentional acts against others can be torts, but not all torts are intentional; many arise from negligence. Lastly, breaches of contract fall under contract law and do not encompass the broad range of actions that tort law covers.