Texas All Lines Adjuster Practice Test

What does marine insurance cover?

1. Real estate transactions

2. Transportation of items and vehicles

3. Insurance for livestock

4. Liability for professional services

The correct answer is: Transportation of items and vehicles

Marine insurance primarily covers the transportation of goods and properties over water, as well as associated interests. This type of insurance is designed to protect against losses or damages that may occur during maritime or inland transit. It encompasses a wide range of risks, including damage to cargo from weather events, accidents during loading and unloading, and piracy. The focus on transportation of items and vehicles reflects the nature of marine insurance, which is specifically tailored to address the unique risks involved in shipping and maritime activities. While there are various forms of insurance that cover other aspects like real estate, livestock, or professional liability, these fall outside the scope of marine insurance, making the choice related to the transportation of items and vehicles the only appropriate answer in this context.