Texas All Lines Adjuster Practice Test

What is the meaning of "Intervening Cause" in the context of liability?

1. An event that absolves a defendant from all liability

2. An occurrence that increases the defendant's liability

3. A separate occurrence that reduces the defendant's liability

4. A direct action taken by the defendant causing damage

The correct answer is: A separate occurrence that reduces the defendant's liability

The concept of "Intervening Cause" refers to an occurrence that can modify the outcome of a situation involving liability. When an intervening cause arises, it can influence the extent to which a defendant is held liable for the harm that has occurred. In the context provided, realizing that an intervening cause can reduce a defendant’s liability is crucial, as it suggests that the defendant may not be fully responsible for the damages if another event occurs that significantly contributes to or causes the harm. For instance, if an initial act of negligence leads to a situation, but then an unforeseen event—such as a natural disaster—occurs, that intervening cause might play a key role in determining how much, if any, of the liability should rest with the original defendant. Therefore, this understanding emphasizes the importance of distinguishing between the primary actions of the defendant and the subsequent occurrences that can affect the judgment of liability in a legal setting.